• Receive primary coverage, anywhere in the world (except where prohibited by law), when the entire cost of a car rental is charged to a Diners Club Card.
• For most Cardmembers there's usually no need to file a claim with your own insurance company, so your personal insurance premium won't be affected. For Cardmembers, the insurance covers physical damage and theft of the vehicle, reasonable loss of use charges, reasonable towing charges, and includes Secondary Personal Effects insurance.
• Protection applies to rental cars with Manufacturers Suggested Retail price up to $75,000 for covered damages.
• To qualify, you must decline the rental agency's collision damage waiver (CDW), thereby saving up to $16 per rental day.

• Automatic coverage of up to $350,000 on common carriers.
• Coverage applies every time the entire cost of an airline, train or other common carrier tickets is charged with your Card.
• Also applies to travel on frequent flyer or similar non-revenue tickets.
• Coverage includes direct travel to and from the airport station or terminal on any public conveyance including buses, trains and hotel or car rental agency courtesy vans (private/rental cars excluded) — if the common carrier ticket has been purchased prior to departure for the station, terminal or airport.
• Coverage applies for spouses and dependent children.
• Optional enhanced coverage is also available.

Just charge the entire cost of your ticket to your Diners Club Card Account and you’re automatically covered for up to $1,250 to replace your baggage and its contents should they be lost, damaged or stolen. This valuable protection is provided to you at no additional cost, and the same generous coverage applies to both checked and carry-on luggage.

Diners Club Cardmembers are covered for the replacement cost of items if they are replaced. Otherwise, coverage is for the actual cash value of the item at the time of loss. This benefit pays in excess of any coverage provided by the common carrier.

For additional information about insurance, call Diners Club Customer Service at 1 800 2 DINERS (1 800 234.6377).

How to file insurance claims:

Travel accident insurance
Primary collision damage insurance claim
Excess baggage claim